Credit Cards
UCU's credit cards make shopping, traveling and buying the things you want more convenient and more rewarding. With low rates and no annual fees, these cards make you a smarter shopper and provide superior benefits and straightforward, honest value. Contact a UCU consumer loan originator by email or 800 696 8628 for more information.
UCU's credit cards smart chip and tap-to-pay technology! There is no annual fee, no balance transfer fee when using your UCU credit card.
And even better, for new card holders there is 3.99% APR* intro rate for first 12 months on purchases!
Platinum Rewards
- Earn cash back with up to 5 points for every net dollar spent**
- Rates as low as 14.74% APR*
University of Maine Alumni Association Platinum Rewards
- Give back to UMAA simply by having and using your card!
- Earn cash back with up to 5 points for every net dollar spent**
- Learn More about Supporting UMAA with this Card!
University of Southern Maine Platinum Rewards
- Give back to USM simply by having and using your card!
- Earn cash back with up to 5 points for every net dollar spent**
- Rates as low as 14.74% APR*
- Learn more about supporting USM with this card!
Platinum
- Our lowest credit card rate
- Rates as low as 12.74% APR*
*APR=Annual Percentage Rate. Rates effective 11/1/2024. Standard APRs for purchases, balance transfers and cash advances will vary based on Prime Rate and credit worthiness and range from 12.74% to 19.74% for the Platinum Card, from 14.74% to 21.74% for the Platinum Rewards Card. The introductory APR for purchases is 3.99% for 12 months. The introductory APR for purchases will apply to transactions posted to your account during the first 12 months following the opening of your account. After that, the APR will revert to your standard APR for purchases which will vary with the market based on the Prime Rate and your credit worthiness. Cash advances made with this card are subject to a fee of $10 or 3% of the amount of each cash advance, whichever is greater. Foreign transactions are subject to a fee of 1% of each transaction in U.S. dollars. Membership eligibility applies.
Credit Card Disclosures | Credit Card Agreement
**Rewards points: Earn 5 points for every dollar spent with Streaming and Gaming Subscriptions, Earn 2 points for every dollar spent on Gas purchases, Earn 2 points for every dollar spent on Dining, such as restaurants, carryout, delivery, Earn 1.5 point for every dollar spent for all other purchases. Learn more on our rewards webpage.
