Here for U: UCU's Blog
Auto Loan 101: How to Choose the Right Car
March 2025 Choosing the right car is an exciting milestone, but it also requires careful planning and consideration. With so many makes, models, and financing options available, it can feel overwhelming to narrow down your choices. Know Your Needs and Plan Ahead The first step in choosing the right car is identifying your needs. Think…
Read MoreAuto Loan 101: Tips for Getting the Best Auto Loan Rate
March 2025 Shopping for a new or new-to-you vehicle is an exciting experience, but choosing the right financing is crucial to ensure your purchase fits within your budget. Securing a favorable auto loan rate can significantly affect your monthly payments and the total cost of the loan. At UCU, we’re here to help you understand…
Read MoreUCU Has Earned the AARP BankSafe Seal for 2025
March 2025 We’re proud to share that we have received AARP’s BankSafe Trained Seal in recognition of our commitment to safeguarding older adults from financial exploitation through rigorous training and strong policies. The BankSafe designation is earned after over 80% of an organization’s front line staff completes AARP’s comprehensive BankSafe training. Jilenne Gunther, National Director…
Read MoreAuto Loan 101: Understanding Auto Loans
February 2025 Purchasing a vehicle is an exciting milestone, but navigating the world of auto loans can feel overwhelming if you’re unfamiliar with the process. Whether you’re buying your first car or upgrading to a newer model, understanding auto loan terms and how to negotiate a fair price will help you make confident, informed decisions.…
Read MoreHoliday Club Accounts
February 2025 The holidays can create a large financial burden for families so it’s important to plan ahead and save. That’s where Holiday Club accounts come in! What are they though? What’s a Holiday Club? The name “Holiday Club” sounds like a lot of fun, but essentially it is a special savings account designed to…
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Conquering Debt: A Simple Guide to Balance Transfers
January 2025 Did the holiday season leave you with credit card debt? You’re not alone! Many find themselves in a similar situation starting into the new year. Next is making a move to overcome that debt, and one of the options is with a credit card balance transfer. Understanding Balance Transfers A balance transfer is…
Read MoreSavvyMoney Financial Checkup
As a UCU member, you have powerful financial checkup tools at your fingertips! Access SavvyMoney within the UCU Mobile App or Digital Banking by logging in and clicking on”Credit Score/Loan Rates” in the menu. Financial Checkup What’s your financial wellness score? Take the quiz with the Financial Checkup tool to see your score and a…
Read MoreRewarding Reasons to Use Your Credit Card this Season
November 2024 Whether your holiday season is all hustle and bustle or simply cozy and filled with comforts, there is a simple way to maximize your merry: using your rewards credit card for holiday shopping. As long as you can avoid overspending throughout the season, using a credit card to make all your holiday purchases…
Read MoreSafe and Secure Shopping this Holiday Season with a Mobile Wallet
November 2024 As holiday shopping begins, it’s a timely reminder to be vigilant about protecting our personal information. This year, consider using a mobile wallet for a safer and more convenient shopping experience. What is a Mobile Wallet? A mobile wallet is a digital application that stores credit, debit, and loyalty cards on a smartphone…
Read MoreHow Often Does My Credit Score Update?
October 2024 Here’s the low-down on when you can expect your credit score to change: Do one thing: Review your credit reports every few months. This is one way to ensure there are no errors in the reports that could drag your score down. You can check your report with SavvyMoney through online or mobile banking…
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