Here for U: UCU's Blog
Conquering Debt: A Simple Guide to Balance Transfers
January 2025 Did the holiday season leave you with credit card debt? You’re not alone! Many find themselves in a similar situation starting into the new year. Next is making a move to overcome that debt, and one of the options is with a credit card balance transfer. Understanding Balance Transfers A balance transfer is…
Read MoreSavvyMoney Financial Checkup
As a UCU member, you have powerful financial checkup tools at your fingertips! Access SavvyMoney within the UCU Mobile App or Digital Banking by logging in and clicking on”Credit Score/Loan Rates” in the menu. Financial Checkup What’s your financial wellness score? Take the quiz with the Financial Checkup tool to see your score and a…
Read MoreRewarding Reasons to Use Your Credit Card this Season
November 2024 Whether your holiday season is all hustle and bustle or simply cozy and filled with comforts, there is a simple way to maximize your merry: using your rewards credit card for holiday shopping. As long as you can avoid overspending throughout the season, using a credit card to make all your holiday purchases…
Read MoreSafe and Secure Shopping this Holiday Season with a Mobile Wallet
November 2024 As holiday shopping begins, it’s a timely reminder to be vigilant about protecting our personal information. This year, consider using a mobile wallet for a safer and more convenient shopping experience. What is a Mobile Wallet? A mobile wallet is a digital application that stores credit, debit, and loyalty cards on a smartphone…
Read MoreHow Often Does My Credit Score Update?
October 2024 Here’s the low-down on when you can expect your credit score to change: Do one thing: Review your credit reports every few months. This is one way to ensure there are no errors in the reports that could drag your score down. You can check your report with SavvyMoney through online or mobile banking…
Read MoreAdvice for Protecting Your Information During Cybersecurity Awareness Month
October 2024 Martha Ward, CISSPVP of Technology & Digital Experience While October is Cybersecurity Awareness Month, the important work of protecting personal and financial information from cyber threats is something that should be top of mind every day. Fraud and cyberattacks are increasingly frequent and more sophisticated. To help you stay vigilant against these attacks,…
Read MoreStay Smart and Stay Safe from Payment App Scams
September 2024 College life is busy, energizing, and of course… expensive. It’s full of lectures, labs, homework,group projects, and discovering who you are. It means you have many reasons to be here and thereand everywhere – and the need for a quick and convenient method of sending or receiving money. Enter peer to peer (P2P)…
Read MoreSensational Home Improvements for Summer
June 25, 2024 It’s a great season to tackle home renovations with help from a Home Equity Loan or Home Equity Line of Credit (HELOC). There’s nothing quite like warmer weather and sunny days in Maine. Now that summer is here, it is prime time to get your great outdoors looking, feeling, and functioning at…
Read MoreIdentify and Avoid Scams This World Elder Abuse Awareness Day
June, 2024 – by Jake Holmes, Maine Credit Union League Blog provided by the Maine Credit Union League Fraudsters and scammers are ever-evolving, deceptively clever, and relentless in their attempts to obtain peoples’ money and personal information––making it essential to stay educated and up-to-date on the latest scam trends. Sadly, a growing trend of those…
Read MoreLost Wallet? What’s Next?
July 17, 2024 Blog provided by the AARP Fraud Watch Network We’ve all been there; you reach for your wallet and find nothing in your pocket or purse. The panic we feel in that moment is real because our wallet can be a treasure trove for criminals, who can go on to perpetrate credit card…
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