Home Loans
For most of us, purchasing a new home is the single largest investment we’ll ever make. Whether the purchase is your first home or your retirement dream, you can trust UCU to help you with each step. We have a variety of mortgage and home loan options to support our members throughout their lives.
Contact our Mortgage Loan Originators by email or call 800 696 8628 for questions.
UCU has mortgage products to fit your needs and will work with you to find one that is right for you.
We will work with you to consider your budget, savings, current income and debts, and future plans. In addition to conventional and jumbo mortgages, UCU also offers MSHA and RD mortgage options, as well as loans for second homes and camps. Have a unique situation? Come talk to us about our portfolio mortgage program. Contact a UCU mortgage loan originator by email or at 800 696 8628 for information.
Home equity loans can be used for a variety of needs. Many of our members use them for home improvements. Did you know you can also use them for your wedding or a vacation? Our home equity loans are an easy, low interest way to get the cash you need for your next project or adventure. Apply online or contact a UCU mortgage loan originator by email or at 800 696 8628 for information.
Refinancing your mortgage can be a smart way to reduce your monthly payments. Contact a UCU mortgage loan originator by email or at 800 696 8628 to see if it is right for you and what options you have.
With a Construction Loan from UCU you are able to design your own journey, and bring your forever home dreams to life. Contact a UCU mortgage loan originator by email or at 800 696 8628 for information.
Many of our members find that perfect piece of land but are just not ready to build. Not a problem - we offer land purchase loans, too! Contact a UCU mortgage loan originator by email or at 800 696 8628 for information.
We offer lending options for special properties like second homes, camps, and cottages too! Contact a UCU mortgage loan originator by email or at 800 696 8628 for information.
Learn everything you need to know about the home buying process at First Time Home Buyer course. Completion of the course may make you eligible for the $5,000 Maine State Housing Advantage grant to apply towards closing costs.
NMLS ID: 407658
